Decatur County Bank – Cash Management

Our team of experienced officers are skilled and dedicated to your company's success. Explore cash management solutions for your business.

Remote Deposit: Deposit checks electronically from anywhere, any time of day, with your mobile phone or our desktop scanner.
Lockbox: Payments received in your lockbox are processed electronically to support your cash flow with faster access to funds.
Positive Pay: Reduce the risk of check fraud by having every check or ACH item verified for matching information.
ACH Processing: Set up one-time or recurring debit or credit transactions to pay bills, collect payments or process payroll.
Wire Transfers: Originate domestic, international or F/X wire transfers.

Business Online Banking

Business Online Banking makes managing your company's finances easier than ever. Once you have your credentials from the bank, you can handle everything from viewing account transactions and check images to depositing checks right from your office.

Need to give your bookkeeper or office manager access? No problem—you can manage multiple users and control what they can see and do. You'll also have the ability to view e-statements, pay vendors with Business Bill Pay and make draws on your line of credit. Want to send ACH payments or wire transfers? We can set that up for you too—just give us a call for approval first.

Getting started is simple: Just log in under the business tab on our homepage, using the credentials we provide, and you’re ready to go.

When your savings exceed $250,000, you need more than standard FDIC coverage—that's where IntraFi® Network Deposits come in. Decatur County Bank partners with IntraFi to give you access to FDIC insurance on deposits up to $50 million without opening accounts at multiple banks. Here’s how it works: Your funds are divided among banks in the IntraFi network, keeping each portion under the $250,000 FDIC limit so every dollar stays fully insured. You'll still work exclusively with Decatur County Bank, receive one consolidated statement, and manage everything in one place. Best of all, through the network's reciprocal system, your total deposit amount stays with us to be reinvested in our community through local loans.

Safeguard deposits up to $50 million
Earn interest on your entire balance with one rate per product
One bank, one statement
Choose from demand deposit accounts, money market accounts or multiple CD terms
Your funds are protected from market volatility and accessible when you need them
Your deposits stay local and support lending in West Tennessee

Cash Management

Cash Management Services

Business Online Banking

Business Online Banking

IntraFi® Network