Checking

Posted by worldwide on Feb 12, 2013 in | 0 comments

Decatur County Bank / West Tennessee Bank offers good, basic, checking accounts that are easy to use, with low fees, and designed with you in mind. No fancy club accounts, no confusing list of fees, just accounts as easy as writing a check. Stop by any of our offices and ask which of our checking accounts will work for you.

Regular Checking

• Unlimited Check Writing
• No fees for daily balances of $500.00 or more
• Service Charge of $7 will be imposed monthly if the balance in the account falls below $500 any day of the monthly statement cycle
• VISA™ Check card available upon approval.
• A $10 fee will be charged to replace a check card that has been lost or stolen, or has been cancelled due to fraudulent account activity.
• 24 Hour Banking services with automatic teller machines (ATMs)
• 24 hr “On Call” telephone support

Money Market Account

• Minimum balance$ 2,500.00
• Higher interest paid on daily balance over $50,000.00
• No fees for daily balances of $2,500.00 or more
• Interest Rate is variable and paid monthly
• Service Charge of $10 will be imposed monthly if the balance in the account falls below $2,500 any day of the monthly statement cycle
• During any calendar month, you may not make more than 6 covered withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, by computer, internet or mobile transfer or by check, debit card, or similar order to a third party
• Transaction fee of $10 per transaction after 6 covered withdrawals per month
• 24 hr “On Call” telephone support

NOW Account

• Unlimited Check Writing
• No fees for daily balances of $1,500.00 or more
• Service Charge of $7 will be imposed monthly if the balance in the account falls below $1,500 any day of the monthly statement cycle
• Interest paid on daily balance at NOW Account rate
• Interest rate is variable and paid monthly
• VISA™ Check card available upon approval.
• A $10 fee will be charged to replace a check card that has been lost or stolen, or has been cancelled due to fraudulent account activity
• 24 Hour Banking services with automatic teller machines (ATMs)
• 24 hr “On Call” telephone support

SUPER NOW Account

• Unlimited Check Writing
• No fees for daily balances of $2,500.00 or more
• Interest paid at SUPER NOW Account rate
• Interest rate is variable and paid monthly
• Service Charge of $7 will be imposed monthly if the balance in the account falls below $2,500 any day of the monthly statement cycle
• VISA™ Check Card Available upon approval.
• A $10 fee will be charged to replace a check card that has been lost or stolen, or has been cancelled due to fraudulent account activity
• 24 Hour Banking services with automatic teller machines (ATMs)
• 24 hr “On Call” telephone support