Whether you are purchasing a new home or refinancing your existing mortgage, we have many types of home loans to meet your specific needs. Long-term, fixed-rate mortgages are available through the Federal Home Loan Bank and could make your dream of home ownership possible.
- Low closing costs
- Easy application and approval process
- Home construction loans
- First time home buyers
- Home improvement loans
- Second home loans
Home Equity Line of Credit
- Competitive rates for several ongoing or seasonal needs include but are not limited to: education expenses, major life events, major home improvements, debt consolidation and emergency reserve.
- The existing equity in your home is used as collateral backing.
- Repayment terms are customized to fit your budget.
- Automatic payments can be made through your DCB/WTB checking account.
- Revolving credit – as the principal is repaid, more becomes available for use.