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Home Loans

Whether you are purchasing a new home or refinancing your existing mortgage, we have many types of home loans to meet your specific needs. Long-term, fixed-rate mortgages are available through the Federal Home Loan Bank and could make your dream of home ownership possible.
  • Low closing costs
  • Easy application and approval process
  • Home construction loans
  • First time home buyers
  • Home improvement loans
  • Second home loans


Home Equity Line of Credit
  • Competitive rates for several ongoing or seasonal needs include but are not limited to: education expenses, major life events, major home improvements, debt consolidation and emergency reserve.
  • The existing equity in your home is used as collateral backing.
  • Repayment terms are customized to fit your budget.
  • Automatic payments can be made through your DCB/WTB checking account.
  • Revolving credit – as the principal is repaid, more becomes available for use.